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Fee Schedule
Effective Date - November 1, 2006
Membership Service
| Service | Fee |
|---|---|
| Membership Fee | no charge |
| Early Closure Fee - account closed with in first 6 months | $5.00 |
| Inactivity Fee - no activity under membership for 1 year | $1.00 per month |
Checking Account Service
| Service | Fee |
|---|---|
| Monthly Service Charge (waived
for Personal accounts) If minimum balance requirement* is not met |
$3.00 |
| Monthly Check Fee (waived
for Personal accounts) If minimum balance requirement* is not met |
$.25 per check paid |
| Overdraft Transfer Fee | $2.00 per item |
| Non-sufficient Funds Fee | $25.00 per item |
| Courtesy Pay Fee** | $25.00 per item |
| Non-return Fee | $25.00 per item |
| Temporary Check Fee - 4 per page | $1.00 per page |
| Check Copy Fee (past 90 days free in It's Me 247 Online Banking) | $3.00 per copy |
| Personalized checks | price varies by style |
*$500.00 daily balance
**Courtesy Pay is for overdrafts created by checks, ATM withdrawals, ACH
withdrawals, or any other withdrawal via electronic means.
Self Service Products
| Service | Fee |
|---|---|
| Citizens Cash and Citizens Check Card Service | |
Withdrawals or inquiries - Waived at SACFCU owned machines and all Presto machines |
$1.00 per transaction |
Replacement card |
$5.00 per card |
ATM/Debit card Non-sufficient funds fee |
$20.00 per item |
| It's Me 247 Online Banking | no charge |
| CU*Easy Pay - Bill payment monthly fee - up to 15 items paid | $5.95 (free if at least 5 bills paid per month) |
| CU*Easy Pay - Excess use - if over 15 items | $0.50 per transaction over 15 |
| CU*TALK - Telephone Audio Response | no charge |
Miscellaneous Fees
| Service | Fee |
|---|---|
| Deposited Item Return Fee | $10.00 |
| Money Order/Official Check Fee | $1.00 |
| Stop Payment Fee | $15.00 |
| ACH Non-sufficient Funds Fee | $20.00 |
| Research Fee - $2.50 minimum | $10.00 per hour |
| Statement copy Fee - within current quarter | $2.00 per month |
| Statement copy Fee - older than current quarter | $5.00 per month |
| Statement copy Fee - through CU@HOME - last 12 months | free |
| Incorrect Address Fee | $2.50 |
| VISA Gift Card | $3.00 |
Outgoing Wire Transfer
| Service | Fee |
|---|---|
| Domestic | $10.00 |
| International | $40.00 |
Equal Housing Lender