Savings Rates - Effective Tuesday, April 1, 2008
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
Membership Share Account1.000%1.000%$5.00$5.00
Secondary Shares1.000%1.000%$0.00$5.00
Checking AccountN/A0.000%$100.00$0.00
Individual Retirement Account3.750%3.820%$0.00$0.00

Fees may reduce earnings. Rate may change after the account is opened.

APY = Annual Percentage Yield

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Loan Rates - Effective Saturday, July 19, 2008
Loan TypeRates as low asTerms/Information
New Auto 2006-20075.000%
Used Vehicles 2000-20055.000%
Used Vehicles Older Than 20017.250%
New Boats6.750%
Used Boats7.000%
New Rv's6.750%
Used Rv's7.000%
Personal Loan7.250%
Miscellaneous Collateral7.000%

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

CD Rates - Effective Saturday, July 19, 2008
Certificate TermAPRAPYMinimum Deposit
91 Day Share Certificate2.470%2.500%$1,000.00
6 Month Share Certificate2.960%3.000%$1,000.00
12 Month Share Certificate3.200%3.250%$1,000.00
18 Month Share Certificate3.150%3.200%$1,000.00
24 Month Share Certificate3.250%3.300%$1,000.00
30 Month Share Certificate3.300%3.350%$1,000.00
36 Month Share Certificate3.440%3.500%$1,000.00
48 Month Share Certificate3.930%4.000%$1,000.00
60 Month Share Certificate4.410%4.500%$1,000.00

Early withdrawal penalties may apply.

APY = Annual Percentage Yield

San Antonio Citizens Federal Credit Union serves persons who reside or work in Eastern Pasco and Eastern Hernando Counties in Florida.

    Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. NCUA a U.S. Government Agency.
Equal Housing LenderEqual Housing Lender
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