Savings

Money stacked up

  • Citizens Share Savings Our official membership account and it’s Free! This savings account provides you membership into our credit union and access to all of the benefits of a credit union membership. The initial minimum deposit to open is $5.00. Your initial $5.00 serves as more…
  • Citizens Christmas Club Make saving for the holidays simple and easy! This account allows you to make deposits, but restricts you from making withdrawals. Your savings will be automatically deposited into your Citizens Share Savings each year at the end of October. Click here to learn more…
  • Citizens Money Market Need access to your savings account without visiting a branch? This account provides you the opportunity to earn dividends, while giving you the ability to write checks. There is no monthly service fee. The initial deposit more…
  • Share Certificates Let us pay you a higher dividend, for your commitment to save! We have short term and long term options available. The initial minimum deposit to open is $1,000.00. Dividends are compounded daily and credited monthly to the certificate. Penalties for early withdrawal apply. Click here for rates!
  • Individual Retirement Account (IRA’s) We can help you save for retirement! Our IRA’s allow you to make deposits anytime throughout the year without needing to wait for a certificate to mature. There is no service charge and no minimum balance requirement. The initial minimum deposit to open is $5.00. Dividends are compounded daily and credited monthly to the account. Certain rules apply. Please visit www.irs.gov for more detailed information regarding your eligibility and contribution limits.
  • Debit Card Round Up… Save your change every time you use your debit card! The transaction will be rounded up to the nearest dollar, and at the end of the day, the increased amount from each of your transactions will be transferred from your debit card checking account into a designated account as a single transaction. Click here to learn more…

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