Fee Schedule

Share Draft/Checking Account & Business Draft/Checking Account Fees

ServiceFee
Overdraft Transfer Fee - Per item$2.00
Non Sufficient Funds (NSF) Fee / Overdraft Fee$25.00
Check Stop Payment Fee - When placed using It's Me 247 Online Banking or CU*Talk Telephone Banking$10.00
Check Stop Payment Fee - When placed using credit union staff$20.00
Temporary Checks - Per page (4 checks per page)$2.00
Check Copy Fee (Free in It's Me 247 Online Banking)$3.00

Business Draft/Checking Account Additional Fees

ServiceFee
Monthly Service Charge - When minimum balance requirement is not met$3.00
Monthly Check Fee - Per check, when minimum balance requirement is not met$.25

Second Chance Share Draft Account Additional Fees

ServiceFee
Monthly Service Charge $10.00

Wire Transfer Fees

ServiceFee
Domestic Wire Transfer Fee - Outgoing$15.00
Domestic Western Union Fee$30.00
International Western Union Fees:
Up to $499.99
$500.00 to $999.99
$1000.00 to $1999.99
$2000.00 to $4999.99
$5000.00 to $10000.00
$25.00
$30.00
$35.00
$40.00
$50.00
International Wire Transfer Fee - Outgoing$45.00
International Wire Trace$25.00
Wire Transfer Fee - Incoming$5.00

Safe Deposit Box Fees

Available Box SizesAnnual Fee

3x5
3x10
5x10
10x10

$30.00
$40.00
$60.00
$100.00
One Key Lost$20.00
Both Keys Lost$85.00

Text Banking Fees

1 - 60 text messages sent or received in a calendar monthFREE
over 60 text messages sent or received in a calendar month$0.04
Monthly fee if enrolled in Text Banking and no text messages sent or received in a calendar month$2.00

Miscellaneous Fees

ServiceFee
Early Closure Fee - Accounts that are closed within the first six (6) months will be charged - per account$5.00
Early Closure Fee - Christmas Club account closed prior to October 31 - per account$5.00
Inactivity Fee - Assessed monthly to share account when membership has had no activity for 1 year$3.00
Dormant/Abandoned Property Processing Fee - Account balance turned over to State of Florida due to no activity for 5 years$20.00
Returned Mail Fee$5.00
Account Levy Processing Fee$25.00
Account Garnishment Processing Fee$50.00
3rd Party Returned Deposit Item Fee - Returned Check$10.00
Self to Self Returned Deposit Item Fee - Returned Check$20.00
Money Order Purchase$2.00
Money Order Stop Payment - Signed affidavit from both payee and remitter required$20.00
Official Check Purchase$3.00
Official Check Stop Payment - Signed affidavit from both payee and remitter required$20.00
ACH Stop Payment Fee$20.00
Statement Copy Fee - Free with e-Statements$5.00
Current Month Transaction History Printout (Free in It's Me 247 Online Banking)$5.00
Research Fee - 15 minute minimum - per hour $10.00
Telephone Transfer Fee (Free with CU*TALK Phone Banking)$1.00
Foreign Item Deposit Fee$15.00
Foreign Currency Order Fee - Delivery charges extra$15.00
Non Sufficient Funds (NSF) Fee / Overdraft Fee$25.00
Reg D Violation Fee* - For savings and money market accounts - each in excess of 6 automatic, preauthorized withdrawals per month$5.00
ATM Transaction Fee - At terminals not owned by SAC FCU or the Presto! Network$1.00
ATM/Debit Card Replacement Fee$5.00
CU*EasyPay! Electronic Bill Payment - Per month, if less than 3 bills paid per month$5.95
Check Copy Fee for CU*EasyPay! Official Check$25.00
Gift Card Fee$4.00
Loan Coupon Printing Fee - 24 Coupons$5.00

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