Our Credit Builder Products* are a great way to begin building good credit! You must be 18 to apply.
Your credit will follow you throughout your life. In fact, you can think of your credit report as your financial reputation. Your credit score determines how much interest you will pay on loans, it factors into how much you will pay for car insurance premiums, and in many cases it will be a factor in qualifying for the job you really want. We want to help you begin your credit building journey in a safe and positive way. That’s why we created the following loan products to get you started on the right foot…
- Credit Builder Loan… We’ll deposit funds into a savings account and give you a loan against the funds! You will build credit and have a well established savings account when the loan is paid in full.
- Secure Credit Card… Your savings will determine your credit limit. This credit card allows you the convenience of a credit card, while helping you spend responsibly.
- First Time Auto Buyer Program…We can assist you through the process with a pre-approval letter and help finance your first auto loan.
- Sallie Mae’s Smart Option Student Loan … For college expenses not covered by scholarships and federal loans. Sallie Mae brings you loans with great repayment options and competitive rates. More info or to apply
*all loan products are subject to underwriting.