Credit Cards

What if your credit card worked to help you thrive? Ours does. Shop local. Shop online. Shop while you travel. And rest assured – No fees*. No Surprises.

  • No balance transfer fees
  • No transaction fees
  • No cash advance fees
  • No annual fees
  • 9.90% APR – purchases
  • 9.90% APR – cash advances or balance transfers
  • Secure EMV Chip-enabled card
  • Secured Credit Cards are available

Card Controls

Control your cards in the SACFCU app:

  • Temporarily lock your card
  • Report your card lost or stolen
  • View card activity

Travel Notification

When planning domestic or international travel, please notify us. We’ll ensure your cards are available for use while traveling:
Travel Notification Form

To Report a Lost or Stolen Visa Credit Card

  • In the U.S.A, call 1-800-754-4128
  • While traveling internationally, call +1-727-227-9012.

*Late fees will be charged on late payments. No punitive interest rates for late or missed payments.