What if your credit card worked to help you thrive? Ours does. Shop local. Shop online. Shop while you travel. And rest assured – No fees*. No Surprises.

- No balance transfer fees
- No transaction fees
- No cash advance fees
- No annual fees
- 9.90% APR – purchases
- 9.90% APR – cash advances or balance transfers
- Secure EMV Chip-enabled card
- Secured Credit Cards are available
Card Controls
Control your cards in the SACFCU app:
- Temporarily lock your card
- Report your card lost or stolen
- View card activity
Travel Notification
When planning domestic or international travel, please notify us. We’ll ensure your cards are available for use while traveling:
Travel Notification Form
To Report a Lost or Stolen Visa Credit Card
- In the U.S.A, call 1-800-754-4128
- While traveling internationally, call +1-727-227-9012.
*Late fees will be charged on late payments. No punitive interest rates for late or missed payments.
