Low mortgage rates and revived home prices are combining to make this a smart time for qualified home owners to refinance mortgages. The key word is “qualified.” Many homeowners have stayed on the sidelines in recent refi rounds as they learned-or believed-they could not meet a lender’s loan requirements. They should not assume they still are out of the running for a better mortgage rate. Continue reading
When your relic of a car needs a new engine, or your neighbors throw their daughter a wedding you never could afford for your daughter, it’s easy to start daydreaming about winning the big jackpot. What would you do if you won the lottery? Daydreams of winning are as close as most of us are likely to get. Continue reading
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