San Antonio Citizens Federal Credit Union

Welcome to San Antonio Citizens Federal Credit Union. Hellping our neighbors and communities thrive since 1955.

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Spring Auto Link

find the right car for you right from our site.

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HELOC 2025

Unlock Your Home's Potential:

Consolidate Your Debt with a Home Equity Line of Credit.

Learn & Apply

Unlock Your Home's Potential:

Consolidate Your Debt with a Home Equity Line of Credit.

Learn & Apply

Unlock Your Home's Potential:

Consolidate Your Debt with a
Home Equity Line of Credit.

Learn & Apply

Web- Full- Credit Card

9.90% Fixed APR Visa.
No Surprises.

Learn More

9.90% Fixed APR Visa.
No Surprises.

Learn More

Fraud Prevention

If you ever receive a communication appearing to be from SACFCU that asks for personal information such as your Account Number or Social Security Number, do not engage.
Please notify us immediately at memberservice@sacfcu.org.

SACFCU will never ask you to provide personal information such as your complete account number, PIN, CVV code, full social security number, or online banking username and password via email, text, or phone. If you ever receive a communication appearing to be from SACFCU that asks for personal information such as your Account Number or Social Security Number, do not engage. Please notify us immediately at memberservice@sacfcu.org.

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Welcome

to San Antonio Citizens Federal Credit Union.

Helping our neighbors and communities thrive since 1955.

Schedule an Appointment

Welcome

to SACFCU

Helping our neighbors and communities thrive since 1955.

Schedule an Appointment

Testimonials

I'll Take SACFCU over a bank any day!

"I'll take SACFCU any day over a traditional bank. When I go inside I am always greeted with smiles and happy hellos. The service is great. I enjoy going to Savitri and Alanda when I need... Read More from Arthur S.

Arthur S. a member since 2000.

Fast, Easy Auto Loan Process

"We bought a truck and the loan process was quick and painless with all of our questions answered. The process of the CU Auto Branch was so quick and easy with the process, the selection, and... Read More from Gene B.

Gene B. a member since 2017.

She knows what I want and how I like my work done. Very personal.

Savitri is such a pleasure to work with! She is friendly and professional. I always try to have her do my banking business. I'll wait for her to be free. She knows what I want and how I like my... Read More from Elizabeth K.

Elizabeth K. a member since 1978.

Extremely helpful and easy to work with.

Extremely helpful and easy to work with.

Jennifer C. a member since 2018.

We have agreed to bring our four business accounts to SACFCU.

Alanda is the best! She personifies SACFCU customer satisfaction pledge. We have agreed to bring our four business accounts to SACFCU based on the level of warmth she has exhibited to us.

Ed M. a member since 2025.

They have a variety of knowledge and understanding.

SACFCU has a great TEAM of very helpful people! They have a variety of knowledge and understanding so I'm never afraid to ask "a dumb question!" Thank you to everyone for guiding me... Read More from Hope M.

Hope M. a member since 2008.

Submit a testimonial!

General Information

Security/ATM Safety

Tools & Calculators

Education & Quick Links

Community Involvement

Making Strides Walk

We participated in Making Strides this past weekend to support Breast Cancer Awareness Month. Breast cancer has affected too many….

Small Business Saturday

Congratulations to all the winners of our Small Business Saturday Giveaway! We encourage everyone to continue supporting their…

Shred & Tech Recycling Day

Your credit union was pleased to host Shred & Tech at our San Antonio Branch! Shred 360 shredded stated that…

Rotary Club of Wesley Chapel 9/11 Memorial Mile & 5K

We were honored to show our support for the community and pay tribute to the memory of all who were…

Incredi-BOWL ZHills

We were proud sponsors of the Zephyrhills Chamber of Commerce’s “Incredi-BOWL ZHills” on May 18th, where team members bowled to…

ZH Small Business Expo, Shred Day, & Raffle Winner

SACFCU was honored to sponsor the Zephyrhills Charmer’s Small Business Expo. We enjoyed the opportunity to connect with members of…

Our Story

San Antonio Citizens Federal Credit Union is a not-for-profit financial institution, federally chartered on December 12, 1955. Joe Collura, Joe Herrmann, and fellow community members founded the Credit Union with the commitment to promote the financial success of community members. Today, we are the longest-operating financial institution in Pasco County. With locations in San Antonio, Dade City, Zephyrhills, and Wesley Chapel, we are your community credit union.

As a credit union, we are a collaborative where account holders are members and, as such, are owners not “customers.” We continue to operate with our founders' guiding principle of “Neighbor helping Neighbor.” This philosophy sets us apart from other financial institutions. We are a community of people leveraging our collective resources to help one another thrive. Our vision is to be the difference that empowers dreams to be realized.

Discover the value of ownership for yourself at San Antonio Citizens Federal Credit Union.

Your Future. Our Community. Together.

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Featured Products

Testimonials

General Information

Community Involvement

Making Strides Walk

Small Business Saturday

Shred & Tech Recycling Day

Rotary Club of Wesley Chapel 9/11 Memorial Mile & 5K

Incredi-BOWL ZHills

ZH Small Business Expo, Shred Day, & Raffle Winner

Our Story

Member Benefits