Fee Schedule

Classic Checking Account & Business Checking Account Fees

Service	Fee
Overdraft Transfer Fee – Per item	$2.00*
Non Sufficient Funds (NSF) Fee / Overdraft Fee	$30.00
Check Stop Payment Fee – When placed using It’s Me 247 Online Banking or CU*Talk Telephone Banking	$15.00
Check Stop Payment Fee – When placed using credit union staff	$30.00
Temporary Checks – Per page (4 checks per page)	$2.00
Check Copy Fee – when using credit union staff (Free in It’s Me 247 Online Banking)	$5.00

Business Checking Account Additional Fees

Service	Fee
Overdraft Transfer Fee – Per item	$2.00*
Non Sufficient Funds (NSF) Fee / Overdraft Fee	$30.00
Check Stop Payment Fee – When placed using It’s Me 247 or CU*Talk	$15.00
Check Stop Payment Fee – When placed using credit union staff	$30.00
Temporary Checks – Per page (4 checks per page)	$2.00
Check Copy Fee – when using credit union staff (Free in It’s Me 247 Online Banking)	$5.00
Monthly Service Charge – When minimum balance requirement is not met	$3.00
Monthly Check Fee – Per check, when minimum balance requirement is not met	$.25

Checking Rebuilder Account Additional Fees

Service	Fee
Overdraft Transfer Fee – Per item	$2.00*
Non Sufficient Funds (NSF) Fee / Overdraft Fee	$30.00
Check Stop Payment Fee – When placed using It’s Me 247 Online Banking or CU*Talk Telephone Banking	$15.00
Check Stop Payment Fee – When placed using credit union staff	$30.00
Temporary Checks – Per page (4 checks per page)	$2.00
Check Copy Fee – when using credit union staff (Free in It’s Me 247 Online Banking)	$5.00
Monthly Service Charge	$10.00

Wire Transfer Fees

Service	Fee
Domestic Wire Transfer Fee – Outgoing	$20.00
International Wire Transfer Fee – Outgoing	$45.00
International Wire Trace	$25.00
Wire Transfer Fee – Incoming	$10.00

Safe Deposit Box Fees

Available Box Sizes	Annual Fee
3×5 3×10 5×10 10×10	$30.00 $40.00 $60.00 $100.00
One Key Lost	$20.00
Both Keys Lost	$85.00

Text Banking Fees

1 – 60 text messages sent or received in a calendar month	FREE
over 60 text messages sent or received in a calendar month	$0.04*
Monthly fee if enrolled in Text Banking and no text messages sent or received in a calendar month	$2.00*

Miscellaneous Fees

Service	Fee
Printed/Mailed Statement Fee (*Waived for ages 16 and under & 65 and older)	$3.00*
Early Closure Fee – Accounts that are closed within the first six (6) months will be charged – per account	$5.00
Early Closure Fee – Christmas Club account closed prior to October 31 – per account	$5.00
Inactivity Fee – Assessed monthly to share account when membership has had no activity for 1 year	$5.00
Dormant/Abandoned Property Processing Fee – Account balance turned over to State of Florida due to no activity for 5 years	$50.00
Returned Mail Fee	$10.00
Account Levy Processing Fee	$50.00
Account Garnishment Processing Fee	$50.00
Self to Self Returned Deposit Item Fee – Returned Check	$30.00
Money Order Purchase	$2.00*
Money Order Stop Payment – Signed affidavit from both payee and remitter required	$20.00
Official Check Purchase	$3.00*
Official Check Copy	$5.00
Official Check Stop Payment – Signed affidavit from both payee and remitter required	$30.00
ACH Stop Payment Fee	$30.00
Statement Copy Fee – Free with e-Statements	$5.00
Current Month Transaction History Printout (Free in It’s Me 247 Online Banking)	$5.00*
Research Fee – 15 minute minimum – per hour	$10.00
Phone Transfer Fee (Free with CU*TALK Phone Banking)	$1.00*
Foreign Item Deposit Fee	$15.00
Non Sufficient Funds (NSF) Fee / Overdraft Fee	$30.00
ATM Transaction Fee – At terminals not owned by SACFCU or the Presto! Network	$2.00
ATM/Debit Card Replacement Fee	$5.00
Gift Card Fee	$4.00
Loan Coupon Printing Fee – 24 Coupons	$5.00
Deposit Verification	$5.00

IRA Fees

Service	Fee
IRA Transfer fee (outgoing)	$20.00