Free Checking Account & Business Checking Account Fees
Service | Fee |
---|---|
Overdraft Transfer Fee - Per item | $2.00 |
Non Sufficient Funds (NSF) Fee / Overdraft Fee | $25.00 |
Check Stop Payment Fee - When placed using It's Me 247 Online Banking or CU*Talk Telephone Banking | $10.00 |
Check Stop Payment Fee - When placed using credit union staff | $20.00 |
Temporary Checks - Per page (4 checks per page) | $2.00 |
Check Copy Fee (Free in It's Me 247 Online Banking) | $3.00 |
Business Checking Account Additional Fees
Service | Fee |
---|---|
Monthly Service Charge - When minimum balance requirement is not met | $3.00 |
Monthly Check Fee - Per check, when minimum balance requirement is not met | $.25 |
Checking Rebuilder Account Additional Fees
Service | Fee |
---|---|
Monthly Service Charge | $10.00 |
Wire Transfer Fees
Service | Fee |
---|---|
Domestic Wire Transfer Fee - Outgoing | $15.00 |
Domestic Western Union Fee | $30.00 |
International Western Union Fees: Up to $499.99 $500.00 to $999.99 $1000.00 to $1999.99 $2000.00 to $4999.99 $5000.00 to $10000.00 | $25.00 $30.00 $35.00 $40.00 $50.00 |
International Wire Transfer Fee - Outgoing | $45.00 |
International Wire Trace | $25.00 |
Wire Transfer Fee - Incoming | $5.00 |
Safe Deposit Box Fees
Available Box Sizes | Annual Fee |
---|---|
3x5 3x10 5x10 10x10 | $30.00 $40.00 $60.00 $100.00 |
One Key Lost | $20.00 |
Both Keys Lost | $85.00 |
Text Banking Fees
1 - 60 text messages sent or received in a calendar month | FREE |
over 60 text messages sent or received in a calendar month | $0.04 |
Monthly fee if enrolled in Text Banking and no text messages sent or received in a calendar month | $2.00 |
Miscellaneous Fees
Service | Fee |
---|---|
Early Closure Fee - Accounts that are closed within the first six (6) months will be charged - per account | $5.00 |
Early Closure Fee - Christmas Club account closed prior to October 31 - per account | $5.00 |
Inactivity Fee - Assessed monthly to share account when membership has had no activity for 1 year | $3.00 |
Dormant/Abandoned Property Processing Fee - Account balance turned over to State of Florida due to no activity for 5 years | $20.00 |
Returned Mail Fee | $5.00 |
Account Levy Processing Fee | $25.00 |
Account Garnishment Processing Fee | $50.00 |
3rd Party Returned Deposit Item Fee - Returned Check | $10.00 |
Self to Self Returned Deposit Item Fee - Returned Check | $20.00 |
Money Order Purchase | $2.00 |
Money Order Stop Payment - Signed affidavit from both payee and remitter required | $20.00 |
Official Check Purchase | $3.00 |
Official Check Stop Payment - Signed affidavit from both payee and remitter required | $20.00 |
ACH Stop Payment Fee | $20.00 |
Statement Copy Fee - Free with e-Statements | $5.00 |
Current Month Transaction History Printout (Free in It's Me 247 Online Banking) | $5.00 |
Research Fee - 15 minute minimum - per hour | $10.00 |
Telephone Transfer Fee (Free with CU*TALK Phone Banking) | $1.00 |
Foreign Item Deposit Fee | $15.00 |
Foreign Currency Order Fee - Delivery charges extra | $15.00 |
Non Sufficient Funds (NSF) Fee / Overdraft Fee | $25.00 |
Reg D Violation Fee* - For savings and money market accounts - each in excess of 6 automatic, preauthorized withdrawals per month | $5.00 |
ATM Transaction Fee - At terminals not owned by SACFCU or the Presto! Network | $1.00 |
ATM/Debit Card Replacement Fee | $5.00 |
CU*EasyPay! Electronic Bill Payment - Per month, if less than 3 bills paid per month | $5.95 |
Check Copy Fee for CU*EasyPay! Official Check | $25.00 |
Gift Card Fee | $4.00 |
Loan Coupon Printing Fee - 24 Coupons | $5.00 |