LoanPay Xpress is Now Swivel

Make Quick & Easy Loan Payments from Anywhere

Life can get busy, leaving little time to visit a Credit Union branch or mail a check on time. Making a loan payment is simple with the SACFCU Mobile App or Online Banking. And if you need to make your loan payment using funds from another financial institution, simply use our electronic payment service. Swivel is a quick, convenient way to transfer funds via ACH or debit card.*


What You Will Need to Set Up Swivel

  • Your Credit Union member number and loan suffix(es).
  • The routing and account number or debit/credit card number to be used for payment.
  • San Antonio Citizens Federal Credit Union primary account holder information.
  • Choose to register a user or make a payment as a guest. Creating a user is recommended if you plan to make frequent payments with Swivel. (This user account is separate from your online banking user account.)


Benefits of Swivel

  • No need to write a check and send it in the mail.
  • Avoid the hassle of moving money from place to place to pay a bill.
  • Make your payments anytime at your convenience with 24/7 access.
  • Set up Swivel to withdraw funds directly from any financial institution.


*Payments made via debit card will be charged a convenience fee based on the payment amount.