Privacy Policy


Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Account balances Payment history and Transaction history Credit history and Account transactions When you are no longer our customer, we continue to share your information as described in this notice. 
 How? All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons San Antonio Citizens FCU chooses to share; and whether you can limit this sharing. 
Reasons we can share your personal information Does San Antonio Citizens Federal Credit Union share? Can you limit this sharing? 
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus   Yes  No 
For our marketing purposes- to offer our products and services to you  Yes No 
For joint marketing with other financial companies Yes No 
For our affiliates’ everyday business purposes­ information about your transactions and experiences No  We don’t share 
For our affiliates’ everyday business purposes­ information about your creditworthiness No  We don’t share 
For nonaffiliates to market to you No We don’t share 
 Who We Are
 What We Do 
How does San Antonio Citizens FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
How does San Antonio Citizens FCU collect my personal information? We collect your personal information, for example, when you Open an account or Apply for a loan Deposit money or Pay your bills Use your debit or credit card 
Why can’t I limit all sharing? Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes-information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. 
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. San Antonio Citizens Federal Credit Union has no affiliates. 
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. San Antonio Citizens Federal Credit Union does not share with nonaffiliates so they can market to you 
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies, mortgage companies, credit card companies. 
 Other Important Information

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