Preparing Financially for Hurricane Season

 

The potential for severe weather conditions and their aftermath is very real here in Central Florida. Preparing for hurricane season with the necessary knowledge and resources will help you protect yourself, your family, and your property before a storm and in its aftermath. From assembling a disaster preparedness kit, to making financial arrangements, and protecting yourself from price gouging and scammers, taking proactive measures can make a significant difference in weathering the impact and aftermath of a hurricane or tropical storm. Review these important storm preparedness recommendations, and get ready. Weather forecasters expect 2025 to be an active storm season.


Assemble a Storm Preparedness/Disaster Kit

Creating a hurricane disaster kit before a storm approaches can help alleviate stress. The disaster preparedness kit can be stored in a plastic bin or a duffel bag in an easily accessible location.  Consider including these items in your disaster preparedness kit:
Food and Water:

  • Clean Water.  Ensure you have enough. (One gallon of water per person, per day, for at least three days.  You will need water for drinking and sanitation.)
  • Non-Perishable Food.  Store enough food that you have at least a three-day Supply for each person in your home.
  • Medications.  Include all prescription medication(s),including medications for your pet(s), and any over-the-counter medications you may need.
  • Paper Goods. – Ensure you have paper plates, cups, napkins, and utensils to simplify meal time when you may not have running water for cleaning dishes.

General Supplies:

  • Radio: Hand Cranked or Battery Powered
  • Flashlights and Lanterns: Hand Cranked or Battery Powered
  • Extra Batteries for All Your Devices
  • Wrench Or Pliers for Turning Off Utilities
  • Manual Can Opener for Food
  • First Aid Kit
  • Dust Mask(s)
  • Plastic Sheeting and Duct Tape for Creating A Shelter
  • Tarps And Rope to Cover Any Roof Damage
  • Pocket Knife
  • Scissors
  • Whistle To Signal for Help
  • Sunscreen
  • Rain Gear – Jackets, Umbrellas, Ponchos, Rain Boots
  • Sturdy Shoes/Boots and Gloves
  • Cell Phone(s) With Chargers and A Backup Battery
  • Cash – ATMs and Credit Card Machines May Not Be Working After the Storm
  • Books, Games, Puzzles, Cards, Other Activities to Keep Yourself and Kids Entertained
  • Any Specialty Items for Special Needs Family Members

Personal Sanitation:

  • Moist Towelettes
  • Garbage Bags
  • Plastic Ties
  • Soap
  • Hand Sanitizer

Important Documents:

  • Local Map(s)
  • A Current List of Important Phone Numbers:
    • County Emergency Management Contact Information
    • Evacuation Shelter Locations
    • Doctors
    • Your Financial Institution
    • Veterinarian
    • Phone Numbers for Any Friends/Family You May Need to Reach During or After the Storm
  • Important Papers (Keep in A Weatherproof Bag Somewhere Safe from Theft):
    • Medical Insurance Cards
    • Medical Records for You and Your Pets
    • Banking & Credit Card Information
    • Social Security Cards and Birth Certificates
    • Home Owner’s Insurance Policy Information

Pet Care:

  • Pet Food, Clean Water, And Bowls – Enough for Seven Days
  • Pet Medical and Microchip Records
  • Proper Identification – County Licenses and Rabies Tags
  • Carrier/Crate
  • Muzzle, Leash, Collar/Harness
  • Medications And Any Needed Supplies

Once you have your disaster preparedness kit ready, it’s also advisable to learn how to protect yourself from fraud before, during, and after a storm.  We encourage you to visit our fraud awareness page.  Familiarize yourself with scammers’ tactics to avoid becoming a victim, and visit the linked government websites to learn what to do if you witness price gouging and other predatory behaviors during and after a tropical storm or hurricane.

After a storm, if you own your home, consider a Home Equity Line of Credit to cover any necessary repairs or updates to prepare your home for future storms. In addition to home loans, we offer other loan options, including auto loans and personal loans.

During a disaster, it’s crucial to stay informed and in control of your finances. You can access your account through Online Banking or our mobile app. These convenient tools can provide you with the reassurance that you’re on top of your financial situation, even in challenging times.

If you’re feeling overwhelmed after a disaster, remember that you’re not alone. We have Certified Financial Counselors who can help. Visit a branch, schedule an appointment online, or call us at 352-588-2732. Our team is here to help you achieve your financial needs and goals.