Change in Terms: Effective July 1, 2025, our Funds Availability Schedule will change as follows:
- If we place a hold on your deposit, the first $275.00 of your deposit will be available on the first business day after the date of your deposit;
- Longer delays may apply if you deposit checks totaling $6,725.00 on any one (1) day; and
- For New Accounts, the first $6,725.00 of a day’s total deposits of cashier’s, certified, teller’s traveler’s and federal, state and local government checks will be available on the next business day after the day of your deposit if the deposit meets certain conditions. The excess over $6,725.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $6,725.00 will not be available until the second business day after the day of your deposit.