Other Loans

Back-to-School Expenses? We’ve Got You Covered

Whether you’re buying laptops, school supplies, paying fees, or helping your student prepare for the year ahead in other ways, our Back-to-School Loan can help make those expenses more manageable.

With a low fixed rate of 7.99% APR*, you can borrow as little as $500 or up to $1,200 and spread your payments over 12 affordable months.

Why Members Love This Loan:

*APR = Annual Percentage Rate. Rate shown is 7.99% APR. Example payment based on a $1,000 loan for 12 months. Actual payment amount may vary based on loan amount. Limited time offer. Available 07/17/2026-08/31/2026. Subject to credit approval and membership eligibility. You can bank with us if you live, work, worship, conduct business, or attend school in eastern Pasco and Hernando Counties. Speak to a member of our team for full details of the offer. We do business in accordance with the Equal Opportunity Credit Act.

FUN Loans

FUN Loans! Looking to finance something fun? We can help you with Golf Carts, Four-wheelers, Side by Sides (SxS), Motorcycles, Jet Skis, and more! Search area inventory

Personal Loans

Life is full of surprises – some more expensive than others. A personal loan can help when you need funds to pay for surprises like:

• Back-to-School Expenses
• Replacing an Air Conditioner
• Buying New Furniture
• Computer Upgrades
• Vehicle Repairs
• Holiday Gifts
• Honeymoons/Dream Vacations
• Adoption
• Debt Consolidation
• Unexpected Medical Expenses
• Home Remodeling
• Weddings
• Birthdays (Quinceañeras, Sweet 16)
• Bar Mitzvahs/Bat Mitzvahs

Share Secured Loans

Do you have extra funds in your share account but don’t want to spend them? Share-secured loans allow you to use your savings as loan collateral. Interest rates on share-secured loans are only 2% above the dividend rate of the share account you are borrowing from (savings, money market, or CD). And you can use a share-secured loan for any type of purchase – from a small purchase to a new vehicle.

Credit Builder Loans

No credit? Bad credit? We’ve got you covered. A Credit Builder Loan can help you establish or rebuild your credit with confidence. Borrow up to $2,500 for up to 36 months and make affordable, on-time monthly payments to build a positive credit history.
Here’s how it works: The loan funds are securely placed into a savings (share) account and held until the loan is fully paid off. As you make timely payments, your activity is reported to the credit bureaus as an installment loan, helping strengthen your credit profile. Once the loan is paid in full, the funds are released back to you.
Please note: This loan is designed to build credit, so funds are not available upfront.

Business Loans

We offer a variety of business lending options with competitive rates and flexible terms to meet your individual needs, including vehicles, equipment, and credit cards. Have a loan with another lender? We offer refinance options. Learn more about business lending options.

Loan Rates

Actual APR* will be based on credit score, loan amount, and loan term. *APR = Annual Percentage Rate

Loan Calculators