Rev Up Your Savings!

Get $250 Cash with Our Auto Loan Offer

picture of a toy car with rolled up money tied to the roof.
Experience the Power of Smart Financing!

Looking to upgrade your wheels or lighten your financial burden? Look no further! We’re excited to offer you an exclusive deal: receive $250 cash when you finance your next vehicle or bring your auto loan to us*.

We understand the importance of driving a reliable vehicle without breaking the bank. That’s why we’re committed to providing our members with affordable financing options and rewarding incentives like this one. Whether you’re dreaming of a brand-new ride or seeking better terms on your current loan, now is the time to take action and save.

With competitive rates, flexible terms, and personalized service, we’re here to make your car-buying or refinancing experience smooth and hassle-free. Don’t miss out on this opportunity to drive away with extra cash in your pocket.

Apply Now

*Promotional offer available April 15 through June 30, 2024.  Year models 2018-2025 only.  $250 cash offer only available when financing directly with SACFCU.  Financing through a dealer does not qualify for this offer.  Refinances must be from lenders other than SACFCU.  Subject to membership eligibility and credit approval.  Other terms and conditions may apply.  You can bank with us if you live, work, worship, conduct business, or attend school in eastern Pasco and Hernando Counties.  This cash is considered interest and will be reported on IRS 1099-INT.   Speak to a member of our team for offer details.

Explore Discounted Auto Insurance Options
Protect Your Purchase with a Warranty & GAP
Find a Vehicle

 

Loan Rates

Loan RatesEffective Wednesday, May 29, 2024
Loan TypeRates as low asTerms & Information
AUTO » 6.25% 60 M 6.250% APR, $19.50 per $1,000 borrowed for 60 months
PERSONAL » 11% 48 M 11.524% APR, $25.80 per $1,000 borrowed for 60 months
DEPOSIT SECURED LOAN » 2.1% 36 M 2.100% APR, $28.71 per $1,000 borrowed for 36 months
VISA CREDIT CARD » 9.9% 39 M
BOAT » 8% 60 M 8.00% APR, $20.34 per $1,000 borrowed for 60 months
OTHER COLLATERAL » 8.5% 60 M 8.50% APR, $24.73 per $1,000 borrowed for 48 months
RV » 8% 60 M 8.00% APR, $20.34 per $1,000 borrowed for 60 months
GOLF CART » 8.5% 36 M 8.50% APR, $24.73 per $1,000 borrowed for 48 months

Actual APR will be based on credit score, loan amount and term of loan.


Loan Calculators

Loan Calculator

$
 %

Results

Instructions

  • Type in the purchase price, number of payments (months), and annual percentage rate into the corresponding form fields.
  • Click on the button marked Calculate.
  • Your results will appear in the Results box.

Note: This calculator is provided only to give an estimate of your loan. Your monthly payment and total amount paid may vary. Talk to your loan representative for additional details.

Amortization Calculator

$
 years
 %

Results

Payment table will appear here.

Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.

“The interactive calculators on our website are for educational and informational purposes only. The Credit Union makes no warranty as to the accuracy of ANY calculators found on its website and accepts no liability for any loss or inconvenience arising from the use of these calculators. You are encouraged to contact one of our qualified savings or loan professionals to receive personalized advice regarding your financial needs.”