Casey Smith

  • Tips for Making a Vacation Budget

    It’s great to get away from the daily grind, but budgets never go on vacation. The good news is a vacation budget can make your trip more relaxing. When you plan what you will spend while on your vacation, you can minimize stressing about how you’ll pay for your getaway when you get back to

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  • How Retirement Spending Changes With Time

    Planning for how expenses change should be top of mind. Provided by Daniel Kelley & Kevin Guarino – Our Friends at Clover Leaf Financial, LLC New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern may be legitimate. Some

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  • How to Save Big By Brown-Bagging Your Lunch

    Did you know that choosing to bring your own lunch to work each day can save up to $3,000 a year? Each takeout lunch can easily cost up to $12 more than a homemade meal. If you’d put that money into an index fund and contribute to it for 25 years, you can save $500,000!

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  • Is Your Home Ready For Spring?

    Winter is on its way out, and spring is on its way in. That means it’s time to stop hibernating and get outside! Before you do, though, you’ll need to help your home recover from the damage incurred during winter and take steps to prepare it for spring. Don’t stress about what you need to

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  • How Do Rising Interest Rates Affect The Economy?

    Q: I’ve heard that the Fed plans to raise the interest rates this year. How will this impact the economy and the current inflation rates?  A: The rising inflation rate, once determined to be a transitory and natural consequence of pandemic lockdowns, now appears to be here to stay, given that headlines announced a 7%

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  • 6 Ways To Use A Small Business Loan

    Here at San Antonio Citizens Federal Credit Union, we are proud to offer small business loans to our entrepreneurial members at affordable interest rates and easy eligibility requirements. Here are six popular ways to use a small business loan.  1. Everyday operations Running a business can cost a pretty penny. With responsibilities for covering payroll,

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  • The Best Way To Spend Your Paycheck

    Everyone loves payday, but too many employees don’t know how to allocate their paycheck in a way that best serves their financial needs. Use the tips outlined below to learn how to manage your paycheck responsibly.  1. Automatically deduct contributions Your first step in managing your paycheck is making sure you are deducting the optimal

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  • Don’t Get Caught Up in a Tax Return Scam

    It’s tax season, and while that may mean you’re drowning in forms and paperwork, for scammers it means millions of taxpayers they can potentially dupe out of refunds or scare into making irrational moves. Here’s what you need to know about tax return scams and how to avoid them.  How the scams play out In

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