Most of us use our checking accounts daily. Every swipe of a debit card, every bill we pay and every personal check we write takes money out of our checking account. But, how much money should we be keeping in these super-convenient accounts? Let’s find out. What’s your magic number? It’s best to always have one
Whether you’re a college student prepping for the fall semester, a high school student getting ready for a new school year or the parent of a student of any age, beware these trending back-to-school scams! The student tax scam In this scam, a crook posing as the IRS calls a college-bound student claiming they didn’t
Myth #1: You must meet strict eligibility requirements. Fact: While credit unions do require that members meet certain requirements to satisfy a common bond, many of these are broad, and few of them truly limit membership. Myth #2: Getting to the ATM is difficult because my branch isn’t nearby. Fact: Withdraws can be made free
Are you constantly dealing with a barrage of junk mail that clogs up your mailbox? Drowning in papers needing sifted through? Are you always afraid to throw out any paper from your financial institution, fearful that you’ll be throwing sensitive material into the trash and making it an easy steal for would-be scammers? If this
Q: What do I need to know about the advance Child Tax Credits of 2021? A: The advance Child Tax Credits of 2021 will be distributed monthly to eligible families, beginning on July 15. Here’s what you need to know about these payments. What are the changes to the Child Tax Credits for 2021?
Mask mandates are going away and restaurants are opening again. Finally, life is going back to normal! Here are some forward-thinking money moves to make as you adjust to post-pandemic life. Review and adjust your budgetPandemic budget rules were unique, as people cut down on costs, like dining out and updating work wardrobes, but spent
A well-stocked toolbox is important for every homeowner, but choosing which tools to pack inside that kit can be confusing. Here’s a compiled guide for stocking a homeowner’s toolbox at every skill level. Happy fixing! Basic tools If you would like to have basic tools in the house in case something needs minor repair, here’s
Congrats—you’re ready to purchase your first real car! The process can be daunting, but San Antonio Citizens will walk you through it. Follow our guidelines for a stress-free ride! 1. Determine if you really need a car OK, you weren’t expecting this, but it’s important to take a step back to review your actual transportation
Step 1: Choose a way to purchase your policy You can buy an auto insurance policy directly from an insurance company or through an independent broker. If you work with insurance providers, you’ll need to contact each one for quotes. An independent broker will have you fill out just one application, and they’ll pull up
With kids still attending online classes and many adults still working from their homes, we are using more and more data, which is increasing the possibility of our personal information getting into the wrong hands. International Data Privacy Day, on Jan. 28, is a worldwide initiative to promote awareness of the importance of privacy online