An excellent credit score is the ultimate goal of the financially responsible consumer. Those three magic digits tell a story of accountability, good financial sense, and the ability to spend mindfully. A great credit score also unlocks doors for large, affordable loans; employment opportunities, and more. Its significance notwithstanding, achieving and maintaining an excellent credit
Here’s all you need to know about credit card interest and how it works: What is credit card interest? Credit card interest is the money the credit card issuer charges cardholders to borrow money when they use their cards. The interest is generally set at an annual rate known as the annual percentage rate, or
-It Doesn’t Need To Cost A Thing! When the excitement of the holidays winds to a lull, the return to normal can be depressing. Fortunately, there are things you can do to beat the blues, and they don’t need to cost money. Here are some simple tips to use this winter that may help lift
Q: Gee, it sure seems like I gotta take out a second mortgage just to fill up the gas tank and restock the pantry. Are these inflated prices a forever thing? A: According to the most recent report by the Bureau of Labor Statistics, U.S. inflation is currently running at a 13-year high of 5.4%,
Using a compromised ATM can expose you to identity theft and/or having cash stolen. With this simple machine, all it takes is a few short minutes for a victim’s life to meet disaster. Here are tips to help you keep your ATM transactions secure: 1. Keep your PIN private. Don’t share it with anyone and
Black Friday has traditionally been the day that ignites the holiday shopping season, sending masses of crowds through retailers across the nation. Unfortunately, it’s also a day that spawns a season of shopping scams. Here are four scams to watch out for on Black Friday and throughout the holiday shopping season: The Amazon Prime service
Every year, you try to budget and plan for Thanksgiving, and every year it seems like you end up in a frenzy at the last minute with a blown budget. This year, we’ve got some clever hacks that will once and for all conquer the turkey day issues and give you breathing room. 1. Book
Data breaches are almost as frequent as celebrity breakups. According to Risk Based Security’s Mid-Year Data Breach Report, there were 1,767 publicly reported breaches in the first half of 2021, exposing 18.8 billion records. If your personal information has been compromised by a data breach, take these five steps to mitigate the damage. Step 1:
The holidays are coming and it’s time to hit the shops! Unfortunately, suppliers are cautioning us to expect supply shortages, shipping delays, and higher price tags. Here’s what to expect this holiday shopping season. Supply shortages Seen any empty store shelves recently? Suppliers are struggling to stay ahead of shopper demands while catching up on
Hackers have been impersonating Apple’s support team to scrape sensitive information from Apple users’ devices. Here is all you need to know about the recent phishing scam. How does this scam play out? In this scheme, hackers spoof Apple’s support number and call iPhone users. The scammer claims the victim’s Apple iCloud account is compromised,