Money management can sometimes feel inherently selfish. You’re earning, budgeting, saving and investing, all so you and those you love can enjoy a worry-free life on your own standards. But there is so much more you can do with the money you’ve been blessed with – as well as with your time, talents and possessions.
Q: My motorcycle loan is killing my budget, and I’d love to refinance to ensure I can keep my ride. What are the benefits of refinancing my loan through my credit union? A: Refinancing a large loan, such as a motorcycle loan, into one that offers more affordable payback terms can make a huge difference in a
According to most definitions, the term financial literacy refers to understanding how to effectively manage household finances, handle debt, create a budget, and build savings. Working toward financial literacy is the foundation of your relationship with money and can set you up for a lifetime of financial health and wellness. As a trusted national nonprofit,
Rent and home prices are hitting record highs recently and many of us face challenges when it comes to affordable housing. What’s a healthy amount of your monthly budget to spend on housing? A common rule of thumb when it comes to your housing budget is to spend no more than 30% of your gross
Credit cards and debit cards both offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card
The ease and convenience of home grocery delivery and meal delivery services can be a lifesaver as people continue to manage through COVID – especially for the homebound or those with high-risk health conditions. Food delivery is also essential for households without transportation, and helpful to anyone who decides that home grocery and meal delivery
Scammers will capitalize on anything to pull off another ruse, even the special bond between a grandparent and grandchild. Grandparent scams are not new, but they have gotten a lot more sophisticated in recent years, so they can be difficult to spot. Here’s what you need to know about grandparent scams and how to avoid
Q: I’ve been hearing a lot about fraud rings and how dangerous they can be for both businesses and consumers. What is a fraud ring, and how can I keep myself safe from falling victim? A: A fraud ring is a group of fraudsters and merchants that can operate for years, stealing money and information while