Independence Day sales are long gone and Labor Day is a month away, but you can still pick up great bargains in August. Here’s what to buy and what to skip this month. Buy: Back-to-school suppliesBack-to-school season is still going strong. Cash in on great deals before the season draws to a close with the
As we approach National Financial Awareness Day on August 14, it’s a good opportunity to remember that the way we handle our money is a key part of financial wellness. With COVID-related mortgage, rent, student loan and other relief programs ending, being financially aware is more important now than ever. Yet being financially aware goes well beyond managing
Practical money management skills learned at an early age can have a lasting impact on the rest of your child’s life. In fact, this is one of the most important areas where you can truly change the course of their life. Educating your children about financial wellness will help them build healthy spending habits for
Money management can sometimes feel inherently selfish. You’re earning, budgeting, saving and investing, all so you and those you love can enjoy a worry-free life on your own standards. But there is so much more you can do with the money you’ve been blessed with – as well as with your time, talents and possessions.
Q: My motorcycle loan is killing my budget, and I’d love to refinance to ensure I can keep my ride. What are the benefits of refinancing my loan through my credit union? A: Refinancing a large loan, such as a motorcycle loan, into one that offers more affordable payback terms can make a huge difference in a
According to most definitions, the term financial literacy refers to understanding how to effectively manage household finances, handle debt, create a budget, and build savings. Working toward financial literacy is the foundation of your relationship with money and can set you up for a lifetime of financial health and wellness. As a trusted national nonprofit,
Rent and home prices are hitting record highs recently and many of us face challenges when it comes to affordable housing. What’s a healthy amount of your monthly budget to spend on housing? A common rule of thumb when it comes to your housing budget is to spend no more than 30% of your gross
Credit cards and debit cards both offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card
The ease and convenience of home grocery delivery and meal delivery services can be a lifesaver as people continue to manage through COVID – especially for the homebound or those with high-risk health conditions. Food delivery is also essential for households without transportation, and helpful to anyone who decides that home grocery and meal delivery
Did you know that choosing to bring your own lunch to work each day can save up to $3,000 a year? Each takeout lunch can easily cost up to $12 more than a homemade meal. If you’d put that money into an index fund and contribute to it for 25 years, you can save $500,000!