Preparing Financially for Hurricane Season

Preparing for hurricane season is crucial to ensuring the safety and well-being of your family and possessions during storm season. With the potential for severe weather conditions and their aftermath, it’s essential to have a solid plan in place. From assembling a disaster kit to making financial arrangements, taking proactive measures can make a significant difference in weathering the impact of a hurricane.

It’s crucial to be prepared for the aftermath of a disaster. Creating a hurricane disaster kit can help alleviate stress. The disaster kit can be a plastic bin or a duffel bag to store your items in an easily accessible location.

Don’t forget to include the following items in your disaster kit:
Food and Water:

  • Ensure You Have Enough Clean Water. Experts Recommend One Gallon of Water Per Person Per Day For At Least Three Days.  You Will Need Water for Drinking and Sanitation.
  • Store At Least a Three-Day Supply of Non-Perishable Food For Everyone In Your Home.
  • Any Prescription Medication(S), Including Any Medications for Your Pet(S)
  • Paper Goods – Plates, Cups, Napkins, Utensils

General Supplies:

  • Radio: Hand Cranked or Battery Powered
  • Flashlights and Lanterns: Hand Cranked or Battery Powered
  • Extra Batteries for All Your Devices
  • Wrench Or Pliers for Turning Off Utilities
  • Manual Can Opener for Food
  • First Aid Kit
  • Dust Mask(S)
  • Plastic Sheeting and Duct Tape for Creating A Shelter
  • Tarps And Rope to Cover Any Roof Damage
  • Pocket Knife
  • Scissors
  • Whistle To Signal for Help
  • Sunscreen
  • Rain Gear – Jackets, Umbrellas, Ponchos, Rain Boots
  • Sturdy Shoes/Boots and Gloves
  • Cell Phone(S) With Chargers and A Backup Battery
  • Cash – ATMs and Credit Card Machines May Not Be Working After the Storm
  • Books, Games, Puzzles, Cards, Other Activities to Keep Yourself and Kids Entertained
  • Any Specialty Items for Special Needs Family Members

Personal Sanitation:

  • Moist Towelettes
  • Garbage Bags
  • Plastic Ties
  • Soap
  • Hand Sanitizer

Important Documents:

  • Local Map(S)
  • A Current List of Important Phone Numbers:
    • County Emergency Management Contact Information
    • Evacuation Shelter Locations
    • Doctors
    • Your Financial Institution
    • Veterinarian
    • Phone Numbers for Any Friends/Family You May Need to Reach During or After the Storm
  • Important Papers (Keep in A Weatherproof Bag Somewhere Safe from Theft):
    • Medical Insurance Cards
    Medical Records for You and Your Pets
    • Banking & Credit Card Information
    • Social Security Cards and Birth Certificates
    • Home Owner’s Insurance Policy Information

Pet Care:

  • Pet Food, Clean Water, And Bowls – Enough for Seven Days
  • Pet Medical and Microchip Records
  • Proper Identification – County Licenses and Rabies Tags
  • Carrier/Crate
  • Muzzle, Leash, Collar/Harness
  • Medications And Any Needed Supplies

If you own your home, consider having a Home Equity Line of Credit for any potential repairs or updating your home to be prepared for any potential storms. In addition to home loans, we have other loan options, such as auto loans and personal loans.

During a disaster, it’s crucial to stay informed and in control of your finances. You can access your account through Online Banking or the Mobile App. These convenient tools can provide you with the reassurance that you’re on top of your financial situation, even in challenging times.

If you’re feeling overwhelmed after a disaster, remember that you’re not alone. We have Certified Financial Counselors who can help. Visit a branch, schedule an appointment online, or contact us at 352-588-2732. Our team is here to help you achieve your financial needs and goals.